Monday, June 3, 2019

HOW TO BE RICH AND SUCCESSFUL?

   
                              (BOOK ON INVESTMENT AND MONEY)

Rich Dad Poor Dad is about Robert T Kiyosaki (author) and his two dads—his real father (poor dad) and the father of his best friend (rich dad)—and the ways in which both men shaped his thoughts about money and investing.Poor dad is employee minded he advice him to work for money and pay the bill and die whereas rich dad is employer minded he advice him to make money work for him by generating passive income and to live as a king.Both the dad plays an important role in his journey towards riches.Some of the points which should be brought into action to earn great rich are:

               #ACTIONABLE POINTS

1)  To use our imagination to identify an opportunities to make money.

2)  Just be an observer not a reactor to your emotions.

3)  Learn to use your emotion to think, not to think with your emotions.

4)  Make such a system that,your business keeps generating money without your physical involvement.
Eg: By starting your own library business and keeping accountant there for some wages, you will be your own boss you don't have to work for anyone and your money keeps coming.(By doing this you make money work for you).

5)  If you want to be rich, you have to be financially literate.

6)  Accounting is possibly the most confusing, boring subject in the  world, but if you want to be rich long-term, it could be the most important subject.

7)  An asset is  something that puts money in my pocket. A liability is something  that takes money out of my pocket. This is really all you need to  know. If you want to be rich, simply spend your life buying assets. If  you want to be poor or middle class, spend your life buying liabilities.

8)  Businesses that do not require my presence I own them, but   they are managed or run by other people. If I have to work   there, it’s not a business. It becomes my job.

9)  Old ideas are their biggest liability. It is a liability simply because they fail to realize that while that idea or way of doing something was an  asset yesterday, yesterday is gone.

10)  Financial intelligence is simply having more options. If the   opportunities aren’t coming your way, what else can you do to  improve your financial position? If an opportunity lands in your lap  and you have no money and the bank won’t talk to you, what else can  you do to get the opportunity to work in your favor? If your hunch  is wrong, and what you’ve been counting on doesn’t happen, how can  you turn a lemon into millions? That is financial intelligence. It is not  so much what happens, but how many different financial solutions  you can think of to turn a lemon into millions. It is how creative you  are in solving financial problems.

11)  The single most powerful asset we all have is our mind. If it is  trained well, it can create enormous wealth seemingly instantaneously.  An untrained mind can also create extreme poverty that can crush a  family for generations.

12)  Put $100 away every month, in 40 years you will be a multimillionaire.

13)  Great opportunities are not seen with your eyes. They are seen  with your mind.

14)  Financial intelligence is a synergy of  accounting, investing, marketing, and law. Combine those four  technical skills and making money with money is easier than most  people would believe.

15)  The most important specialized skills are sales and marketing.   The ability to sell—to communicate to another human being, be it   a customer, employee, boss, spouse, or child—is the base skill of  personal success. Communication skills such as writing, speaking,  and negotiating are crucial to a life of success. These are skills should be work  on constantly, attending courses or buying educational resources to  expand  knowledge.

16)  No other skills to be more important than  selling and marketing.

17)  If you hate risk and worry, start early.

18)  Winning means being unafraid to lose.

19)  For most people, the  reason they don’t win financially is because  the pain of losing money  is far greater than the  joy of being rich.

20)  Failure inspires winners. Failure defeats losers.

21)  If you have any desire to be rich, you must focus. Do not do what  poor and middle-class people do: put their few eggs in many baskets.  Put a lot of your eggs in a few baskets and FOCUS: Follow One  Course Until Successful.

22)  Savvy investor knows that the seemingly worst of times is actually  the best of times to make money.

23)  Invest first in education. In reality, the only real asset you have is your  mind, the most powerful tool we have dominion over.

24)  You become what you study.

25)  Do not focus on product, service, or widget, but to focus on  developing management skills.

26)  Rule number one in paying yourself first is: Don’t get into  consumer debt in the first place. Although I pay my bills last, I set it up  to have only small unimportant bills that are due.

27)  Always remember: Profits are made in  the buying, not in the selling.

28)  Passive income, in most cases, is income  derived from real estate investments. Portfolio income is income  derived from paper assets such as stocks and bonds. Portfolio income is the income that makes Bill Gates the richest man in the world, not earned income.

29)  Taxes are highest on earned income. The least-taxed income is passive income.

30)  Rich dad believed that the words “I can’t afford it” shut down your brain. “How can I afford it?” opens up possibilities,  excitement, and dreams.


  (NOTE: This above points practical, these are the common points follows by every successful investors and business owners.Therefore, readers are requested to follow it as soon as possible.)

          ADVICE OF THE DAY
  Eat well, read books, study yourself, expand your mind, do better and get better. Last but not least, remember you are your greatest investment.


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